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What is the Deal with Philip Defranco and BetterHelp. Betterhelp does not accept insurance nor are its services covered by Medicare or Medicaid. Is Betterhelp Covered By Insurance And Other Answers No BetterHelp is not covered by insurance. Does betterhelp accept insurance . BetterHelps services arent covered by health insurance Medicare or Medicaid at this time. Now its like 480 a month. There are a number of reasons for this which have been highlighted on their website but they include the following. First its important to know that you cant use insurance to cover therapy on BetterHelp. This therapist was super easy to talk to and one I wish I had 20 years ago. But my one-week free trial of BetterHelp was coming to an end anyway so in this instance I figured Id just go all in with Eryn and hope for the best. BetterHelp does not accept insurance directly and you cant be reimbursed indirectly by submitting claims for services you receive on BetterHelp to your insu